This policy is designed to provide cover in respect of loss or damage to the computer and it data carrying media, the costs of reinstatement of the data following damage to the computer and with the option to cover any business interruption arising from damage to the computers. On business interruption, the coverage could be in respect of increased costs of working, loss of revenue or loss of gross profit.

• War and kindred risks, civil war, mutiny, civil commotion assuming the proportion of or amounting to popular rising, military rising, insurrection, rebellion, revolution, conspiracy, military or usurped power, martial law etc and acts of terrorism.
• Permanent or temporary dispossession resulting from confiscation, nationalisation, commandeering or requisition by any lawful constituted authority or permanent or temporary dispossession of any building resulting from unlawful occupation of such building by any person.
• Ionizing radiations or contamination by radioactivity from nuclear fuel or nuclear waste from the combustion of nuclear fuel.
• Nuclear weapons material.
• Loss or damage for which a manufacturer, supplier, contractor or repairer is legally responsible by contract or otherwise.
• Faults or defects known to the Insured or his responsible employees but not disclosed to insurers at the time of effecting insurance.
• Loss or damage to parts which by their use suffers a high rate of wear or depreciation .
• Repair or replacement necessitated by normal wear, corrosion or other progressive or continuous influence of working or atmospheric or chemical action but not excluding other resultant damage.
• Loss, damage or costs arising from false programming, punching, labeling or inserting, inadvertent canceling of information or discarding or Data Carrying Media and from loss of information caused by magnetic fields.

Note: This information is for briefing purpose only. Full detail and conditions of policy cover are contained in VIA's official policy wording.