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Perils insured :

 
The cover generally available is :
 
• Fire, explosion, lightning, earthquake.
• Impact by any aircraft, aerial device, road vehicle.
• Storm and tempest.
• Falling trees or parts of trees.
• Theft or attempted theft.
• Escape of water or oil from or bursting of any water from any fixed domestic water or heating installation or washing machine.
• Glass and sanitary fixtures.
• Reasonable legal fees and architects' and surveyors' fees. The cost of demolition and removing debris is also included.
• Automatic reinstatement of the sum insured following a loss.
 
Sections insured :
 
  Building Section

The private dwelling (being brick, stone or concrete built and roofed with slates, tiles, metal, asphalt or concrete), its outbuildings and landlord's fixtures and fittings, the walls, hedges, gates, fences, swimming pools, terraces, drives and footpaths.
 

 

Contents Section

 


The contents cover includes all the cover described under the buildings section together with a number of specific extensions that apply only to contents.

Extension include tenant's liability as personal liability, accidental damage to mirrors and fixed glass in furniture.
 

Note: This information is for briefing purpose only. Full detail and conditions of policy cover are contained in VIA's official policy wording.


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